CMFF is an electronic communication network. Corporate borrowers describe their borrowing requirements. Lenders are provided with quality-approved information such as valuations, financial reports and ratings on the corporate borrowers. Each transaction is separately assessed. Potential lenders review the information and make their decisions based on their own risk appetite. CMFF’s transaction team provides book building and matching assistance in the event that a loan is shared amongst several lenders. Documentation is simple. A standardised concise loan agreement is used which focuses on the key requirements of this lending market.